What if driving with my car in Europe? Any advice?
Sunday, September 23, 2018
 
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What if driving with my car in Europe? Minimize
If you're planning to take your car abroad, you must have adequate insurance before you leave the country.
UK motor insurance provides the minimum cover required by the EU and certain other countries. However, this will not be enough if you have an accident. Nor will it cover you for theft, fire or damage to your vehicle, and it may not cover your legal liabilities to other people.
So make sure you have the same level of cover that you have in the UK. Check your policy carefully, as some insurers provide free continental cover for a limited period each year.

Under European law, it is no longer compulsory to have a Green Card, which shows that your policy meets the minimum legal requirements of the countries in the scheme. However, a Green Card can still save time and problems if you need to provide evidence of your insurance. It is also advisable to have a Euro Accident Claim.

Should you be involved in an accident, you must tell your insurer or their representative in the country immediately. Many companies issue a European Accident Statement - this is printed in several languages, and allows drivers to exchange facts without admitting liability

Even with an extended policy, you might not be covered if your car breaks down, but you can buy a vehicle breakdown policy either with your travel insurance or separately. This should cover you for the cost of a hire car while yours is being repaired, as well as roadside assistance, the cost of delivering spare parts and of returning your car home.
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