Is the policy different if going on skiing holiday?
Thursday, December 13, 2018
 
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Is the policy different if going on skiing holiday? Minimize
You'll need a specialist policy if you're going on a winter sports holiday. This will probably cost twice as much as normal holiday cover, due to the greater risk of claims for medical expenses, personal accident, piste closure and ski equipment.
It's vital that you have adequate cover for medical expenses - it can cost hundreds of pounds simply to stretcher an injured skier off the slopes. Personal liability insurance is essential in case you injure someone else.
If you plan to go 'off-piste' check that your policy allows you to. You might also need specialist cover if you go ski-jumping or bobsleighing.
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