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UKSimple Guide to Public Liability Insurance

Most businesses would require protection against any claims for accidental damage caused to property or an individual whilst as a result of your business activities or simply if the accident occurred at your premises.

We have all heard of slip and trip negligence cases and the "no win no fee" lawyers keen to help victims. The public liability insurance protects your business exactly against such claims, which can be very expensive because it involves legal fees, compensation payments to the victims, their physiotherapy if any, NHS fees and any damages arising from the accident.

Businesses that are mostly at risk from public liability claims are those who deal with suppliers or clients visiting the business premises and although having a public liability is not required by law, there are certain types of businesses which will need such insurance in order to trade.


AXA Business Insurance

AXA Business Insurance



Business insurance for small and medium-sized businesses, sole traders and self-employed people, as well as landlord insurance.


Churchill Public Liability

Churchill Public Liability Insurance



Churchill Public Liability Insurance from £56 a year
10% of customers paid this or less. Based on policies sold 01 Jan '17 - 30 Nov '17. Excludes add ons


Trade Direct Public Liability

Trade Direct Public Liability

Trade Direct Insurance is a leading provider of Public Liability Insurance to tradesmen and construction workers in the UK. With over 30 years of experience and in excess of 40,000 clients, we are ideally positioned to provide quality insurance policies for tradespeople and allied construction trades. With a Trade Direct Public Liability Insurance, you’ll get:

· Up to £5M Public Liability cover to help protect your business
· Personal Accident cover up to £500 per week available
· Enjoy a 15% discount
· Tools cover up to £15k available
· Employers' Liability cover is easy to add to the policy
· UK telephone support
· Instant cover and online access to your documents


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