Monday, December 18, 2017
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Breakdown Cover Insurers

European Breakdown

What is a "Breakdown Cover"?

Breakdown cover is an insurance policy that provides assistance to motorists whose vehicles have suffered a mechanical failure that is significant enough to leave them stranded at their present location. It is traditionally provided by a country's national automobile association - the AA, but may also be made available as part of the service of a vehicle insurance company.

The term breakdown cover is most common in the United Kingdom;it may also be referred to as emergency roadside repair or roadside assistance. The service originated with the development of the first motoring organisations such as the Automobile Association in the UK and Allgemeiner Deutscher Automobil-Club in Germany, many of which were founded as membership bodies for motorists; services to assist members where often introduced later, with the creation of a fleet of patrolmen. In the case of the AA, these were traditionally motorcycle-mounted prior to the introduction of vans.

When communication technology and availability made it practical, a network of emergency phone boxes, placed at intervals by the roadside, was introduced. In recent years, the widespread ownership of mobile phones has, to a large degree, supplanted the need for an emergency phone network. With many more vehicles on the road, breakdown cover is now offered by a greater number of companies, particularly car insurers.

Links to the most popular such insurers is provided here.

Breakdown cover may include jump starting an automobile, towing a vehicle, helping to change a flat tire, providing a small amount of fuel when a vehicle runs out of it, pulling out a vehicle that is stuck in snow or helping people who are locked out of their cars.

RAC Breakdown Cover


Save up to £30 this Autumn on selected packages*
• Significant Terms: *Applies to selected Personal based cover. New customers only.
o Significant Terms: Applies to selected Personal based cover when paying annually. New customers only.
o Full Terms and Conditions: See accompanying (below).

Up to £30 off Terms and Conditions
1. Up to £30 Saving varies by cover level and is available on Personal based membership when paying annually.
a) £10 off is available with the purchase of Rescue Anywhere (Roadside and At Home).
b) £15 off is available with the purchase of Rescue Plus (Roadside, National Recovery and At Home).
c) £30 off is available with the purchase of Rescue Complete (Roadside, National Recovery, At Home and Replacement Hire Car).
2. Savings are based on RAC standard prices effective from 20th April 2017 which were available on
3. You must purchase RAC Breakdown cover direct from RAC by visiting
4. This offer is available to new RAC members and applies for the first year of membership only.
5. Not available to members amending or renewing an existing policy or on purchases during a breakdown situation.
6. Offer cannot be used in conjunction with any other offer and may be withdrawn at any time.
7. Excludes membership purchased via cash back sites and voucher code sites.
8. No cash or other alternatives available.
9. Excludes RAC Response (Blue Badge membership).


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